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Prepayment Penalties: Can I Pay Off My Mortgage Early?

Prepayment Penalties: Can I Pay Off My Mortgage Early?

If you have recently bought a home, you may have heard your closing agent mention something about a prepayment penalty. This idea might have seemed strange. Why would there be a penalty for paying off your loan ahead of schedule? Here’s what you need to k

Aug 18, 2022 | Purchasing a Home

Your Mortgage Application Document Checklist

Your Mortgage Application Document Checklist

Once you find the perfect house and your offer is accepted, it is time to turn your attention to lining up the financing. If you’ve never applied for a mortgage loan before, or if it’s been many years since your last home purchase, the process of collecti

Aug 16, 2022 | Purchasing a Home

A First-Time Buyer’s Guide to Escrow Accounts

A First-Time Buyer’s Guide to Escrow Accounts

One of the new terms you’ll hear as a first-time home buyer is “escrow.” If you’re unfamiliar with this word, here’s everything you need to know about escrow accounts and how they work. A Definition An escrow account, also known as an impounds account, is

Aug 11, 2022 | Purchasing a Home

The Top 7 Mortgage FAQs of First-Time Buyers

The Top 7 Mortgage FAQs of First-Time Buyers

Buying a home for the first time is an adventure; it is exciting, but it can also be challenging to understand all the terms and procedures. If you are getting started on your home buying journey, here are some of the most frequently asked questions that

Aug 09, 2022 | Purchasing a Home

What's Going On With Cheyenne's Market?

What's Going On With Cheyenne's Market?

Have you been wondering what the market is doing right now in Wyoming? In this episode of Wynot?, I’ll be joined by Abigail Rose to find out more about the current state of the housing market. We’ll explore the current housing inventory, look at the numbe

Aug 09, 2022 |

Can I Buy a House While Changing Jobs?

Can I Buy a House While Changing Jobs?

While a job change can mean variety and advancement, if you are in the process of buying a home it can complicate matters. In general, changing employment before a home purchase is acceptable to mortgage lenders, but starting a new job once your loan appl

Aug 04, 2022 | Purchasing a Home